Retirement Planning for Women

Investment management firms and advisors who understand women’s views on investing for long-term goals can become better partners in helping women plan for and achieve their objectives for retirement.

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Life Goals versus Financial Goals

Many women prioritize improving the quality of their daily lives over improving their finances over the longer term, but they don’t need to be mutually exclusive.

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    92% believe health and wellness practices are as important as financial longevity.

Shifting Priorities

Women may be focusing on shorter-term goals at the expense of retirement – one of the biggest financial demands they will face.

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    17% of women rank retirement as their top money goal, behind stability, lifestyle and financial independence.
    50% say that planning for tomorrow is difficult given day-to-day demands.
    71% agree that while advisors talk about saving for retirement, their priority is optimizing their money today.

Women on Retirement Investing

Women believe investing is an important part of retirement planning, even if they are not acting on it. The financial services industry can play an important role in helping women reconcile this situation.

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    84% see investing as a powerful tool for creating life choices.
    90% are optimistic about investing’s potential to create a steady source of income during retirement.
    57% rarely think about their fund selection in their retirement portfolio.

Insights into Action

At PIMCO, we use data and analysis to inform action. Findings from our survey suggest actions financial advisors can take to better serve women investors.

Learn more about Women on Retirement and invest in your practice

Enhance Your Practice

Delving into the Disconnect Between Women and Retirement

At PIMCO, we understand both the opportunity and obligation to effect meaningful social change.

PIMCO’s Christine Long, Suzanne Shu of UCLA's Anderson School of Management, and George Fraser of Retirement Benefits Group, discuss why women tend to prioritize other financial goals ahead of retirement and how the industry can help.

About the Survey

At PIMCO, we believe diverse perspectives generate deeper insights, drive greater innovation and yield better outcomes for investors. That conviction, combined with our research-driven culture, led us to commission this large-scale market survey, Women, Investing and the Pursuit of Wealth-Life Balance.

The objective of the survey was to collect and analyze data that would illuminate the needs of women investors, including their motivations, goals, performance expectations and investment philosophy, to help ensure that the financial goals of this important segment of the investing population are being met – both here at PIMCO and throughout the financial services industry.

Women, Investing & the Pursuit of Wealth-Life Balance

View our full research findings.

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